As is vividly depicted in the cartoon above, a man is holding up many boxes which represent many kinds of debts. Plus a card reads: cards' slave, in his neck. Tomorrow he will still bear the life which is full of helplessness and hopelessness. The picture is humorous to reflect that every young man uses credit cards overly and drown in the debt.
First of all, everyone ought to be more cautious to use credit cards. We can't use them without ideal considering for a moment of happiness. Whatever you want to do, you must think about whether you have abilities to return money in time. Then if some can't repay the debts, they will chose to use a credit card to repay another, which let them fall deeply and never find the ways to solve. Finally, the best way of avoiding drowning is just not falling from the boat. Control yourself and have plans to manage to your every coin.
In short, every person who try to bet with the life will lose his all stakes. We need to calm down and know what to do. Only can we control our desires of shopping, we can not be bind by kinds of invisible chains.